What Commercial Trucking Insurance?

Bodily Injury Liability Coverage

This coverage provides payment in cases of bodily injury or death resulting from an accident for which you are at fault. This may also include legal defense expenses depending on the type of policy purchased.

 

Property Damage Liability Coverage

If your vehicle accidentally causes damage to another person’s vehicle or property, this coverage can protect you. That can include legal defense expenses depending on the type of policy purchased.

 

Medical Payments, No-Fault or Personal Injury Coverage

This coverage provides payment for any medical expenses that may arise due to an employee or a passenger traveling in your vehicle, regardless of who is at fault in an accident.

 

Uninsured Motorist Coverage

This coverage provides payment for any medical expenses, or in some cases property damage, that may have been caused by a hit-and-run driver or an uninsured driver. Underinsured motorist coverage (when the at-fault driver has insurance but not sufficient insurance to cover the damage caused) may also be included depending on the type of policy.

 

Comprehensive Physical Damage Coverage

This is coverage for vehicles or trailers on your policy for damage caused to them other than a car accident. Examples include damage resulting from theft, vandalism, flood, fire, and other specified hazards.

 

Collision Coverage

This is coverage for vehicles or trailers on your policy for damage caused to them by a collision with another vehicle or a single-car accident.